A year after my (Canadian) maternity leave, which lasted for a year, I was laid off from my cushy corporate job. That meant I was entitled to a year of Employment Insurance, under Canadian Law, in the amount of 55% of my salary.
It was during that year that I examined my life, my work history and decided that if there was any time to follow my heart and pursue what I really wanted to do with my life, it was then. I'm a diehard birth junkie, so what I wanted to do with my life was to help women welcome their babies into the world by providing whatever emotional or informational assitance I could. I wanted to be a catalyst for women finding their strength in the labour room (or at home, as the case may be). I wanted to be a doula.
And now I am. I've undergone training and continue to educate myself and now I'm trying to market myself. All that education and marketing costs money and I'm not really bringing a lot of it into the house at the moment. Luckily I do still write my restaurant reviews and I nanny a bright little girl part time and this allows my family to have a few of the luxuries we might not otherwise be able to afford.
Since I finished my year of Employment Insurance (four months ago) I've had to do a lot of belt tightening. Despite growing up quite poor and living hand-to-mouth for most of my adulthood, I am one of the least frugal people I know. One of the worst areas of spending, for me, has been food.
I've wasted money by buying foods I never use and eventually have to throw out. I've also wasted money by buying only some of the ingredients for a meal and then having the food I bought this week languish for weeks or months until all the ingredients have been bought. One of the worst ways I've wasted money is by not having all the ingredients to make a particular meal and not discovering it until the last minute and turning to fast food to fill the gap.
All in all, I've been frittering away money due to bad food buying habits.
I can't do that anymore. We just don't have the money to purchase even the cheapest of subs at a neighbourhood sub shop, most weeks. Spend $30 on Chinese take out? That's half of the week's grocery budget! Frankly, while I try to build my business on a shoestring budget, I have to be as frugal in my spending as I possibly can.
Besides, we don't have credit cards, so if the car breaks down, as it did twice last month, we have to somehow come up with nearly $1000 in cash to get it fixed. That means being even more frugal (and going without a car for a week or two while we amass the money required for repairs).
I've come up with a two-fold system for buying groceries. It allows us to not only use our food money more wisely, but also gives me the best possible chance to cook homemade, nutritious food every night without having to resort to fast food.
Here's how it works:
- You take a pack of index cards and write out, on one side, the name of every meal you and your family regularly make.
- On the other side of the card, write out a complete grocery list including every single ingredient required to make the meal.
- Each week, the day before groceries, sit down with your family and pick the meals you'd life to make for the next week. (Change this to two weeks or month, depending on your preferred grocery cycle.)
- On your family calendar or time-management tool, assign a meal to each day, committing yourself to make that meal on that day.
- Turn your week's worth of meal index cards over and assemble a grocery list of every item you will need to buy for the week's meals while cross-referencing your ingredients lists with what's already in your cupboards, fridge and freezer.
- Add any other items you will need for the week such as toiletries, desserts, snacks, breakfast and lunch foods.
- Go to the grocery store and buy only what is on your list.
- Make each meal on the day you scheduled.
Since I've started this system, I've cut my grocery bill down to half on our most frugal weeks and by a third on our less frugal weeks. And, I'm wasting far less food. I have more room in the cupboards, fridge and freezer because they aren't stocked with things that I thought I wanted or needed but didn't wind up using.
In order to be extra frugal, I coordinate the meals the family chooses so that I can most effectively use the food I'm buying. For example, if I need to be fantastically thrifty, I will make Crockpot Chicken, Ground Beef Stew, Shepherd's Pie,
Porcupine Balls, Spaghetti Bolognese and homemade pizza.
Three of those meals require potatoes, carrots, onions and celery and I often have those as part of my regular stock of veggies in the fridge/pantry. I may not have to buy any of them, but if I do, the cost of the item will be shared over three different meals.
The store we shop at has three sizeable chicken leg quarters in a bag fo $3 or less. That's enough for one dinner for Sean, Kieran and I plus Sean's lunch the next day. I suppose I could stretch that further if I wanted, but we love us some chicken!
Four of those meals include ground beef. I know many people are vegetarian or steer clear of ground beef, but it's a staple in our home. The store at which we shop offers bulk packages of lean ground beef which I section up at home, put in smaller freezer bags, label with my sharpie so I know which batch is for which meal and chuck it into the freezer until the afternoon I need it. Buying in bulk allows us to save a little on our meat cost.
When we aren't so frugal, though still being budget conscious, we splurge on meals like
Taco Dip, which requires the purchase of (comparatively) expensive avocadoes. Linzen Suppe requires the purchase of slightly expensive specialty sausages. Mac & Cheese is a huge favourite but it needs a goodly amount of cheese to make. These things bump up the grocery bill a little.
I love being at home. I want to be at home. In order to do that, I have to learn how to live on very little money. Buying groceries better is part of that. The bonus is that we are eating better as a result of my being forced to make our food instead of paying someone else to make it for us.
What are some of your frugal recipes that help you keep your grocery budget down?
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